Panama is being touted as THE PLACE to buy for all discerning property investors, it has huge promise. And these developments are the most promising of them all. We have full access to most of the top class developments in Panama City and the Caribbean Coastline of Panama just 1 hour from the city

Country/Development	English Speaking staff & lawyers	Potential high rental income	Beachfront Location or sea views	Buying Costs	Direct Flights From UK	Tax free/Duty Free	Freehold	High ROI (emerging Market)	Acceptable Entry and Exit Strategy	Starting Price for Offplan Units
Panama		competitive market		2.5%	Via Miami/New York					from £41,000 Mortgages available

	Prestigious apartments on the highest tower of Panama City... LOS FAROS DE PANAMA Apartments and Penthouses To Be Constructed By Grupo Mall An Established European Develope Situated In One Of The Most Desirable Locations In Panama. Up to 80% mortgages available. press on picture for full details Price: from $233,645/£118,000
	Beach Resort -Direct with developer Maria Chiquita located in the most beautiful beach of Panama’s Caribbean coast, just a one hour drive from Panama City. This master-planned beach community is designed for those seeking true serenity for the best value. This master-planned beach community is designed for those seeking true serenity for the best value. Crystal clear waters, white sand beaches and gorgeous mountain backdrops provide breathtaking views from any point on the community. only minutes away from the nearest hospital, supermarket and other desired amenities required for residential living. Each apartment offers breathtaking views of the ocean and gorgeous mountain landscape Price in £ from:41,000 Pre Construction prices still phase 1 Bedrooms: 1 Bathrooms: 1 2 beds available also (click on picture for full details) 70% mortgages are available
	World Class Villas- direct with developer luxury ocean front development located in Santa Catalina, Veraugas The first phase will consist of 48 villas in six octagonal shaped buildings with a modern feel, each with its own roof top social area allowing for breathtaking 360 degree views. USD $ 226,00/£113,000 with a 70% mortgage available deposits into escrow account and refundable
	Bocos del Toro - New Beach resort with spa and Yacht Club Escape... Relax... Indulge... Perfectly nestled in the idyllic beauty of Bocas Del Toro, The Beach resort is a tranquil retreat in nature, a vibrant realm for relaxation, a paradise within a paradise. Embraced by pristine sands, clear Caribbean water, and the island’s natural beauty. Click on the picture for more details mortgages available

Buying property in Panama

It is important to note that buying property in Panama is safe and easy - foreigners enjoy the same property rights as Panamanians.
Spanish is the official language though English is widely spoken. The currency in Panama is the US dollar.
Panama is safe country with a low crime rate, particularly within the context of Latin America. American presence in Panama during the 20th century means that there is a good infrastucture. The tap water is safe to drink. There are no restricitions on foreigners purchasing property in Panama. Real estate title is registered at the Public Registry.

What the press is saying about investing in Panama

Financial Times - WORLD NEWS: Panama exudes pride as widening of canal begins ////Panama builds on economic boom ///Ideal spot for the second home

Considered to be the best retirement program in the world, the Panama Pensionado program offers retirees excellent incentives including

* Import tax exemption for household goods
* Tax exemption to import a new car every two years
* 25% discounts on utility bills
* 25% discount on airline tickets and 30% on other transportation
* 15% discount on loans made in your name
* 1% reduction on home mortgages for homes used for personal residence
* 20% discount on doctor's bills 15% on hospital services if no insurance applies
* 15% off dental and eye exams
* 10% discount on medicines
* 20% discount on bills for professional and technical services
* 50% discount on entrance to movie theaters, cultural and sporting events
* 50% discount at hotels during Monday to Thursday, 30% on weekends

There are many more discounted items than we have space to list here. Once you have qualified as a Panamanian resident with a pensionado visa you qualify for these benefits.

he main requirement is proof of a minimum income of $500 per month plus an additional $100 for each dependent. This program is not age related provided you have a pension. Foreign residents of Panama, regardless of the type of visa they obtain, who are over the age of 55 years for a woman and 60 years for a man, are entitled to most of the retiree incentives listed above with the exception of the importation of tax free cars.

To live there permanently Visa Program

Visa & Residence Options


Basic Requirement

Benefits
Self Economic Solvency One of these options -
• $200K CD for 2 years; or
• Buy $200K property; or
• Any combination which amount to $200,000 Permanent Residency, plus Right to opt for Panamanian Nationality & Passport after 5 years

Pensioned (Pensionado)

Pension of $500/ month
Permanent Residency & duty free auto/ household

Small Business Investor $100K in Company & hire 3 Panamanian employees Permanent Residency, plus Right to opt for Panamanian Nationality & Passport after 5 years

Panama currently has an undervalued real estate market; however as has happened in countries like Costa Rica , Mexico and Ireland , prices are beginning to rise as more people discover the advantages Panama has to offer. As a potential real estate investor there are several areas to consider where you will find maximum growth opportunities.

Boquete in the Chiriqui Highlands has a perfect spring-like climate at an elevation of a little over 3000 ft., with clean air, clear water, and a welcoming community. On the lush green hillsides gourmet coffee is grown and at times the smell of roasting coffee sends wonderful aromas through the town. If you love Colorado , Oregon or British Colombia, you will love Boquete. The cost of property here can vary enormously depending on the location and availability of access and utility supplies. Land can still be found in outlying areas for less than a dollar a square meter but would probably require the installation of roads and power and water lines. Property closer to town can be priced from $10 to $100 per square meter depending on location and views. Building costs vary according to requirements; a home with high end US style finishes and fittings can vary from $50 to $75 per square foot, costs for simpler construction using cheaper materials can be much lower. There are few completed homes for sale and the rental market is one of demand rather than supply. Rental property is a good investment here.

Panama City is an affordable cosmopolitan location for those who prefer city life. With a skyline reminiscent of Manhattan or Singapore , the high rise buildings tower above the ocean or rain forest. High class restaurants, first class hotels and fast food outlets, are here for all tastes and pockets. Entertainment is varied, the latest movies, concerts featuring foreign and local performers of all genres, every kind of sporting event ? baseball is arguably the most popular sport and a number of Panamanian players are found in US major league clubs. Mention Mariano Rivera and the New York Yankees and you will make friends immediately! Shopping options range from local markets to multi million dollar super malls and luxury goods. The Amador Causeway has a number of great restaurants, yacht clubs and a duty free shop, it is also a great place to bicycle, jog or walk with sea breezes and a great view of the stunning Bridge of the Americas . Panama City even has a rain forest within its city limits.

Bocas del Toro is one of the last affordable areas of the Caribbean , and the archipelago of Bocas del Toro is stunning. Palm fringed islands, white sand beaches, in fact Bocas has everything you ever imagined for the picture perfect tropical retreat to hang your hammock. The real estate opportunities for beachfront properties, teak plantations, and island hideaways are here in abundance. Caribbean beach front property at prices that are still affordable is too good an opportunity to dismiss.